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What is SR22 Insurance?

March 28, 2019

After a DUI conviction, you may be required to get SR22 insurance. This allows you to get your driver’s license back and have your driving privileges reinstated. Also, you need it because you are now considered a high-risk driver.

 

SR stands for “Safety Responsibility” and it is not actually a new insurance policy to purchase. It is a document filed with the state by your auto insurance company. Basically, it verifies you have enough insurance coverage to meet state requirements.

 

In California, this must be on file with the DMV in order to get your driver’s license back after a DUI or DWI. So, even if you do not own a car, you will need an SR22 certificate in order to have driving privileges.

 

How much will SR22 cost?

 

In California, the cost to get your license reinstated is about $125. In addition to that, most insurance companies will charge a one-time SR22 filing fee which may be between $25-$50. However, the biggest cost will be your high-risk car insurance, which is expected after a DUI.

 

The price of your insurance policy itself will vary based on many factors. Most likely, the price will increase due to your DUI conviction. So, you will probably find yourself looking for affordable insurance options.

 

Search for SR22 insurance in your area now!

 

 

How can I get SR22 Insurance?

 

You can only get a SR22 certificate from your insurance company. They will release it to the DMV after you have purchased the coverage required.

 

If you already have insurance, your current company may be able to add your SR22 on your existing policy. Unfortunately, not all insurance agencies offer it and not all are able to file with the DMV.

 

Confused as to what you should do?

 

While many insurance companies will submit your SR22 to the DMV, you may be better off looking for a company that specializes in high-risk insurance. A company that will likely have the best options for you is Breathe Easy Insurance.

 

Breathe Easy is a full-service company and will help you with your SR22. They can even help you with other aspects of your DUI penalties. Additionally, Breathe Easy will make sure you have affordable insurance and all your requirements with the DMV are met.

 

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